The first step is to not get hung up on the list price you might see posted for a specific college or university. Few students actually pay that amount thanks to financial aid.

Then use the institution's net price calculator to zero in on a more accurate cost based on your family’s unique circumstances and finances. All colleges are required to provide a net price calculator on their website. Find links to each of our college’s calculators.

Next, apply for financial aid by filling out the Free Application for Student Aid (FAFSA). The form opens on Oct. 1 each year for the next academic year. Each college uses the results of this form to determine how much each student will pay based on the family's specific finances. (If you're new to financial aid or need a refresher, our website has a quick financial aid basics rundown.)

If you're applying to one or more of our 17 colleges or universities, don't hesitate to reach out to their financial aid office for help. We've pulled together a list of links to each one's office.